In my day, I’m asked a number of things. Stuff like ‘why won’t you stop spamming trade chat with WTB Hobo Lapdance?’, ‘why do you still like Domo-Kun?’, or ‘what the hell is the deal with the subprime mortgage crisis?”. Good questions all, but only one of which I have an answer for. Well, I don’t, but Pulitzer Prize winning econ journalist Gretchen Morgenson does. Here’s an October 2007 Fresh Air interview in which Morgenson lays out the problems with the banking institutions that lead us here better than anyone I’ve heard.