The CBI are called in to investigate the murder of a bank employee who was killed during a robbery at the Sacramento Federal Bank which occurred just down the street from where Jane (Simon Baker) was getting a pair of shoes resoled. Lisbon (Robin Tunney) finds herself in the middle of another CBI/FBI turf war when FBI Agent Mancini (Ivan Sergei) complains to Bertram (Michael Gaston) that the CBI is overstepping their bounds to investigate what he believes falls under his jurisdiction.
Rigsby (Owain Yeoman) compares the bank footage to footage from three other recent bank robberies, all committed by a three-man team, and discovers only one of the men is present in the footage of all four robberies. Meanwhile Lisbon, Van Pelt (Amanda Righetti), and Cho (Tim Kang) question the other bank employees (Aaron Takahashi, Sandra Thigpen, John Mallory Asher, Joanna Canton, Don Stark, Katie Walder) hoping for a lead into the identity of the robbers.
Lisbon finds a suspect (Paul Schulze) who was caught on video at all three banks weeks before the robberies but has nothing concrete to hold him on. However, knowing that the man is obviously their bank robber, Jane believes the man isn’t responsible for the murder of the bank’s assistant manager. To find the real killer Jane gathers all the employees into the safe deposit box vault and divines the true identity of the killer.
The cuteness of Jane wearing a pair of rented shoes for the entire episode wears thin pretty quickly (this man only has one pair of shoes to his name?), but “Not One Red Cent” does have a couple of fun moments including Jane’s hot read which gives him the safe deposit box confession and the outcome of Jane and Van Pelt’s bet over who will find the killer first.